For british expats in EUROPE with £200K+
6 Key Questions To Ask For British Expats Retiring in Europe
Inside this guide, discover the 6 key questions every expat should ask before retiring to make the most of their retirement overseas.
Click Below To Access
"The Complete Guide to Retirement, Taxes & Pensions in Europe"
for british expats in Europe with £200,000+
6 Key Questions To Ask For British Expats Retiring in Europe
Inside this guide, discover the 6 key questions every expat should ask before retiring to make the most of their retirement overseas.
Click Below To Access "The Complete Guide to Retirement, Taxes & Pensions in Europe"
for british expats in Europe with £200,000+
ABOUT THE AUTHOR:
ROSS NAYLOR
Specialist Cross Border Planning For Brits In Europe
I'm not a UK adviser guessing what life abroad is like, I've lived it for 25 years.
I left the UK a quarter of a century ago and built my life as an expat in Europe - family, home, and my own money managed across the same borders, tax rules and currencies you're dealing with now.
So when I talk about the pension that won't pay out flexibly, or the "tax-free" lump sum that suddenly isn't tax-free - I've been on the other side of those decisions. Not read about them. Lived them. For myself and many clients.
On paper, I'm a Chartered Financial Planner, the highest financial planning qualification in the UK, and a European Financial Planner, fully qualified across Europe. 30 years in.
My work specialises in cross-border planning, so if your money is simple and entirely in the UK, you don't need me or this guide.
If your life crosses borders? This guide is written to answer any questions that you might have.
It’s a quick and easy planning guide - the plain-English version of what I'd tell you in person. Nothing to sign. Nothing to buy. Just understanding your options, before you decide your next move.
Click "SEND ME THE GUIDE" below for instant access.
ABOUT THE AUTHOR
ROSS NAYLOR
Specialist Cross Border Planning For Brits In Europe
I'm not a UK adviser guessing what life abroad is like, I've lived it for 25 years.
I left the UK a quarter of a century ago and built my life as an expat in Europe - family, home, and my own money managed across the same borders, tax rules and currencies you're dealing with now.
So when I talk about the pension that won't pay out flexibly, or the "tax-free" lump sum that suddenly isn't tax-free - I've been on the other side of those decisions. Not read about them. Lived them. For myself and many clients.
On paper, I'm a Chartered Financial Planner, the highest financial planning qualification in the UK, and a European Financial Planner, authorized to advise across Europe. 30 years in.
My work specialises in cross-border planning, so if your money is simple and entirely in the UK, you don't need me or this guide.
If your life crosses borders? This guide is written to answer any questions that you might have.
It’s a quick and easy planning guide - the plain-English version of what I'd tell you in person. Nothing to sign. Nothing to buy. Just understanding your options, before you decide your next move.
Click button below for instant access.
HOW THE GUIDE WILL HELP:
Work out your magic number - how much you can actually spend in retirement, and how to draw it from your pensions and savings so the money lasts as long as you do. No more guessing.
Keep more of what's yours - how cross-border tax really works for expats, so you stay compliant, sidestep double taxation, and stop quietly overpaying year after year.
Put a lump sum to work - sold a property, or a business, or recently inherited? How to invest that lump sum in line with your goals, instead of leaving it sitting idle or risking it on the wrong thing.
Choose the right tax-efficient wrappers - how to hold your investments in the most tax-efficient way for the country you actually live in, not the one you left behind.
Keep control of your UK pension abroad - your real options as a non-resident, including how to keep flexible access instead of being forced into all-or-nothing.
6 retirement income strategies to consider - how to navigate a tax-efficient retirement as a British expat in Europe.
Clear advice for life across borders
©2026 Ross Naylor
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Risk Warning: All content on this website is provided for general information only and does not constitute investment advice or a personal recommendation. While believed to be accurate at the date of publication, no warranty is given as to its completeness or accuracy. The author accepts no liability for any loss arising from reliance on this information. Unauthorised reproduction is prohibited.
Disclaimer: This Website is for information purposes only and should not be regarded as an invitation or inducement to engage in financial services. The information contained on this Website is not intended to be an offer to buy or sell securities. We give no representation, warranty or guarantee as to the accuracy, correctness or completeness of such information or as to the tax or legal consequences of any related transaction.
Risk Warning: All content on this website is provided for general information only and does not constitute investment advice or a personal recommendation. While believed to be accurate at the date of publication, no warranty is given as to its completeness or accuracy. The author accepts no liability for any loss arising from reliance on this information. Unauthorised reproduction is prohibited.